Affordable Louisville Kentucky Health Insurance - Top Reasons why Anthem may be the best for you

Anthem Blue Cross and Blue Shield offers residents of Louisville many different options for choosing the right affordable Louisville Kentucky health insurance plan. With choices for individuals, families and groups, we have just the right plan to meet your needs. Maintaining your health is important, but so is controlling your out-of-pocket expenses. So Anthem offers both comprehensive care packages and those designed to reduce your healthcare costs.

Types of Kentucky Health Insurance

Anthem Blue Cross and Blue Shield offers different types of specialty coverage in addition to our Health Coverage plans. These include Dental Coverage, Behavioral Health Plans, Vision Plans, Prescription Plans and, Kentucky Life Coverage.

For residents in Louisville and the rest of Kentucky, Anthem Blue Cross and Blue Shield offers a number of different health coverage options for individuals and families, including:

• BlueAccess Health Plans that are a line of PPO Plans that allow members the freedom to choose their own doctors


• Lumenos plans are designed to give you more control over your health care decisions and costs (For more info see below)


• For those needing health coverage for only a short time (1 to 6 months) Anthem offers Blue Short-Term plans

The HSA concept was developed and approved by Congress a few years back and the purpose was to encourage individuals to think about their own future health care expenses in their retirement years much like how one should consider their own income needs in their retirement years.  The underlying premise was to have people not rely on the Federal Government solely for income and healthcare needs as seniors or in those “retirement years”.  Basically if someone set aside money in a savings account the government is going to allow you to do that and deduct the amounts off of your personal income taxes.  It is that simple.

Should you have further questions regarding your affordable Louisville Kentucky health insurance please don't hesitate to contact us.